How should I answer this umption or suggestion that I find to be less than favorable?

Don't worry, she doesn't even know you. I don't know how she could have been able to tell that you don't have kids. And if you think you're wistful for a baby know - wait until you get in that house. My husband and I own a home but are waiting on the whole baby thing (although I'm really running out of patience on that!) and as soon as we moved into our house, our parents, siblings, everyone manages to work the "when are you having a baby" question into the conversation. Buying a house is the right thing to do now! Maybe she was a tee wee bit jealous because she has more financial obligations with her kids and a harder time saving money... just a thought. Good luck and def. get a house - rent is a black pit for your money and a house is a great investment!